Business people

About Us

A Legacy of Excellence


National American Insurance Company (NAICO), a regional insurance carrier providing commercial property and casualty coverage, has proudly served our customers from our home office in Chandler, Oklahoma since 1987.

Licensed in all 50 United States as well as the District of Columbia, our premium footprint currently spans across 43 states (see map). Having a diversified appetite allows us to provide programs to suit the various needs of our insureds and having a wide range of agency partners located throughout the United States allows us to extend our reach and write coverage for some of the best businesses.

* NAICO proudly maintains an affirmed Financial Strength Rating (FSR) of ‘A’ (Excellent) and an Issuer Credit Rating (ICR) of ‘a’ (Excellent), both with an outlook of ‘Stable’. Click the icon above to view the entire Best’s Company Report effective September 13, 2024.

Map of 2024 Written Premium by State - Scale in thousands

Who We Are

Three NAICO employees

Our Mission

Our mission is to “set the standard that others strive for…” in all aspects of our business.

Service • Integrity • Employee Development • Efficiency

Our Core Values

  • Service

  • Integrity

  • Employee Development

  • Efficiency

What Separates NAICO from the Rest

At NAICO, we are more than an insurance provider—we are a trusted partner committed to integrity, excellence, and customer service. Our unwavering dedication to customer care sets us apart, as we go beyond expectations to support our agents and insureds with tailored solutions and genuine relationships. With NAICO, you're not just another policyholder—you’re a priority. Our mission is to set the standard that others strive for, continually raising the bar in service and care across the industry.

Two people smiling while signing document