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Claims & Loss Control
Loss Control and Prevention
An effective loss control program can greatly affect the cost of your insurance coverage. NAICO employs a large loss control staff that will tailor a business-specific and economical safety program to fit your needs. Our programs can help prevent and reduce the impact of losses on your business and help you better control your total cost of risk.
NAICO Loss Control Services
Injuries and collisions don't just happen but are caused. Those causes are typically the same root causes of other operating problems. These problems effect your employees, compromise the quality of your products or services, interrupt your business, create expensive delays and directly effect your bottom line. NAICO's loss control approach is to work with you as you know your day-to-day operations better than anyone else. We will help you identify those areas that are causing or likely to cause losses and together work to find viable solutions to improve your operations and increase profits.
Loss causes and subsequent solutions will vary from company to company. To be effective and practical, a loss control program must fit each specific organization. At NAICO, we take a “risk management” approach.
First, we evaluate and analyze the operation to assist in identifing hazards along with the existing controls in your organization. Next, we analyze past losses to identify trends that may point to problem areas. Then we review policy and operational procedures including hiring, training and supervision and we review and evaluate existing policies such as self-inspection programs, accident investigations and record keeping methods. After familiarizing ourselves with your operating systems and the things that make your company unique, we will prepare reports for you that outline our findings. We will then work with you to develop solutions including an action plan for implementing those solutions. Finally, we will assist you in monitoring results to ensure that the action taken was correct and that operational improvements are working. We can also help conduct safety meetings to address specific areas of concern within your operations.
NAICO's loss control staff is experienced and trained for multiple business operations to provide solutions to your risk management problems. We offer a video library in conjunction with safety pamphlets on various subjects that are available for use to all of our valued customers. We also have an online technical reference and research system that allows us to keep current on issues that may be impacting your business. NAICO emphasizes the concepts of “prevention” and “loss reduction” and can help your company operate safely, efficiently and profitably.
If you are one of our insureds and are interested in obtaining a free video or if you would like information regarding various industry topics, click on video library and loss prevention materials for your use and availability.
Please note: Our loss control efforts are based on observations or information available at the time of the surveys, which may not discover all hazards. We can not warrant safety, health, or compliance with any rule or regulation. We can only assit you in fullfilling your responsibility in controling accidents.
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